1. Introduction

Welcome to Swaralaya! By using our website, mobile applications, or services, you agree to these Terms of Service. Please read them carefully.

2. User Accounts

• You must provide accurate and complete information when creating an account.
• You are responsible for maintaining the confidentiality of your login credentials.
• We reserve the right to suspend or terminate accounts that violate these terms.

3. Payments & Refunds

• Payments for premium features, recharges, or subscriptions are processed securely.
• All sales are final, and refunds are only issued in exceptional cases.
• Unauthorized transactions should be reported immediately.

4. Acceptable Use

Users agree to:

• Use Swaralaya only for lawful purposes.
• Respect intellectual property rights of Swaralaya and other users.
• Not engage in harassment, abuse, or harmful activities.

5. Content Ownership

• Uploaded content remains the property of the user but grants Swaralaya a license to display it.
• We may remove content that violates copyright laws or platform guidelines.

6. Privacy & Data Usage

By using Swaralaya, you consent to our data collection and usage as outlined in our Privacy Policy.

7. Limitation of Liability

Swaralaya is provided "as is" without warranties. We are not liable for any direct, indirect, incidental, or consequential damages.

8. Changes to Terms

We may update these Terms from time to time. Continued use of Swaralaya constitutes acceptance of any changes.

9. Contact Us

For any questions, contact us at [email protected].